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Regrettably, this slight distinction in payouts tends to favor the banker’s hand. And this is a way they construct the house edge into the game’s structure. Grasping the concept of commissions is key to playing Baccarat with confidence. In most baccarat games, a 5% commission is applied to winning banker bets. Commissions exist to offset the house edge and enhance the probability of winning, especially when the banker wins.

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